BRANCH Tiny Financing

understanding the ins and outs of financing isn’t something you’re expected to master—it’s not your full-time job. However, we’ve partnered with financial wizards who dedicate their days to crafting solutions that bring you closer to your dream tiny home. Their expertise bridges the gap between your tiny living aspirations and the reality of making it happen. Most clients are surprised by what’s possible since the price point of tiny living is typically much smaller than traditional housing.

Payment Estimator

*Estimates last updated 3/17/24 for WA state

HomeHomeHome + Land
Purchase Price$100,000$200,000$250,000
# of ApplicantsJust youJust youJust you
Credit Score700700700
5% Down Payment$782
per Month
$1,542
per Month
$1,748
per Month
20% Down Payment$636
per Month
$1,251
per Month
$1,464
per Month

To run your own payment estimator test, please visit our favorite partners and #1 lender for tiny homes in the country: 21st Payment Estimator

Six key considerations

Loan types

Explore the various loan options available for tiny homes, including personal loans, RV loans, and traditional mortgages tailored for tiny living.

Down payment requirements

Understand the down payment expectations, which can vary significantly between lenders and loan types.

Interest rates

Familiarize yourself with the interest rates offered for tiny home financing and how your credit score may impact these rates.

Loan terms

Consider the length of the loan term and how it affects both your monthly payments and the total cost over time.

Insurance and taxes

Investigate the insurance requirements and potential property taxes associated with owning a tiny home.

Resale value

Keep in mind the future resale value of your tiny home and how it might affect your financing choices.


We can connect you to an expert with answers:

We’re here to guide you through the process, connecting you with financing experts who specialize in turning tiny home dreams into reality. These professionals can provide tailored advice, helping you navigate the financing landscape with confidence. Whether you’re curious about loan options, down payments, or simply seeking the best financial strategy, our network of experts is at your disposal.

Let us bridge the gap between you and the keys to your future tiny home. Reach out today, and let’s take that first step together.